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  <xs:element id="alhc_DebtInstrumentCovenantPrincipalAmountOwnedThresholdPercentage" abstract="false" name="DebtInstrumentCovenantPrincipalAmountOwnedThresholdPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="alhc_DebtInstrumentFaceAmountOptionToIncreaseCommitments" abstract="false" name="DebtInstrumentFaceAmountOptionToIncreaseCommitments" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_DebtInstrumentOptionToIncreaseCommitmentsByConsolidatedEBITDAPercentage" abstract="false" name="DebtInstrumentOptionToIncreaseCommitmentsByConsolidatedEBITDAPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="alhc_DebtInstrumentCovenantSeniorSecuredIndebtednessToConsolidatedEBITDARatioMaximum" abstract="false" name="DebtInstrumentCovenantSeniorSecuredIndebtednessToConsolidatedEBITDARatioMaximum" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="alhc_DebtInstrumentCovenantConsolidatedEBITDA" abstract="false" name="DebtInstrumentCovenantConsolidatedEBITDA" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_EffectiveIncomeTaxRateReconciliationFederalDeferredTaxAdjustmentsAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationFederalDeferredTaxAdjustmentsAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_EffectiveIncomeTaxRateReconciliationFederalDeferredTaxAdjustmentsPercent" abstract="false" name="EffectiveIncomeTaxRateReconciliationFederalDeferredTaxAdjustmentsPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="alhc_DeferredTaxAssetsInterestDeductionLimitation" abstract="false" name="DeferredTaxAssetsInterestDeductionLimitation" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_DeferredTaxAssetsDeferredExpenseCapitalizedResearchAndDevelopmentCosts" abstract="false" name="DeferredTaxAssetsDeferredExpenseCapitalizedResearchAndDevelopmentCosts" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_DeferredTaxAssetsLeasingArrangements" abstract="false" name="DeferredTaxAssetsLeasingArrangements" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_DeferredTaxLiabilitiesDepreciation" abstract="false" name="DeferredTaxLiabilitiesDepreciation" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_AlignmentHealthPlanIncMember" abstract="true" name="AlignmentHealthPlanIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="alhc_AnnualCarryForwardLimit" abstract="false" name="AnnualCarryForwardLimit" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_TwoThousandAndTwentyOneEquityIncentivePlanMember" abstract="true" name="TwoThousandAndTwentyOneEquityIncentivePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="alhc_PreIpoAwardsConvertedRestrictedStockAwardsMember" abstract="true" name="PreIpoAwardsConvertedRestrictedStockAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="alhc_PerformanceBasedRestrictedStockUnitsMember" abstract="true" name="PerformanceBasedRestrictedStockUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="alhc_NonVestedAwardsOptionsRSUsAndPSUsMember" abstract="true" name="NonVestedAwardsOptionsRSUsAndPSUsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="alhc_ShareBasedPaymentArrangementTrancheFourMember" abstract="true" name="ShareBasedPaymentArrangementTrancheFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="alhc_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrantAnnualPercentageIncrease" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrantAnnualPercentageIncrease" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="alhc_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrantAnnualPercentageIncreaseTerm" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrantAnnualPercentageIncreaseTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="alhc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodFairValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceTargetHealthPlanRevenueGrowthWeightedPercentage" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceTargetHealthPlanRevenueGrowthWeightedPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="alhc_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceTargetReturningMemberMedicalBenefitRatio" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceTargetReturningMemberMedicalBenefitRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="alhc_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceTargetAdjustedEBITDALessCapitalExpendituresPercentage" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceTargetAdjustedEBITDALessCapitalExpendituresPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="alhc_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceTargetAdjustedEBITDAWeightedPercentage" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformanceTargetAdjustedEBITDAWeightedPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="alhc_ShareBasedPaymentArrangementVestingRightsNumberOfConsecutiveTradingDays" abstract="false" name="ShareBasedPaymentArrangementVestingRightsNumberOfConsecutiveTradingDays" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="alhc_ShareBasedPaymentArrangementNumberOfTranches" abstract="false" name="ShareBasedPaymentArrangementNumberOfTranches" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="alhc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsIntrinsicDisclosuresAbstract" abstract="true" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsIntrinsicDisclosuresAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="alhc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingRightsStockPriceHurdle" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingRightsStockPriceHurdle" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="alhc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingRightsNumberOfSharesEarnedUponAchievement" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingRightsNumberOfSharesEarnedUponAchievement" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="alhc_BankingRegulationTangibleCapital" abstract="false" name="BankingRegulationTangibleCapital" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_LeaseLiabilityCurrent" abstract="false" name="LeaseLiabilityCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_LeaseLiabilitiesCurrentAbstract" abstract="true" name="LeaseLiabilitiesCurrentAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="alhc_LeaseLiabilitiesNonCurrentAbstract" abstract="true" name="LeaseLiabilitiesNonCurrentAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="alhc_LeaseLiability" abstract="false" name="LeaseLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_LesseeOperatingLeaseLiabilityToBePaidYearFiveAndThereafter" abstract="false" name="LesseeOperatingLeaseLiabilityToBePaidYearFiveAndThereafter" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_LesseeFinanceLeaseLiabilityToBePaidYearFiveAndThereafter" abstract="false" name="LesseeFinanceLeaseLiabilityToBePaidYearFiveAndThereafter" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_StopLossAgreementMember" abstract="true" name="StopLossAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="alhc_ClaimAmountLiableToPayPercentage" abstract="false" name="ClaimAmountLiableToPayPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="alhc_DueToSubsidiary" abstract="false" name="DueToSubsidiary" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_NetLossOfParentCompany" abstract="false" name="NetLossOfParentCompany" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_AmountDueToSubsidiary" abstract="false" name="AmountDueToSubsidiary" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_ContributionOfEquityToSubsidiaryRelatedToEquityBasedCompensation" abstract="false" name="ContributionOfEquityToSubsidiaryRelatedToEquityBasedCompensation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="alhc_JohnKaoMember" abstract="true" name="JohnKaoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="alhc_AndreasWagnerMember" abstract="true" name="AndreasWagnerMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
